umbrella insurance cheapest way to add millions in coverage

Umbrella Insurance: The Cheapest Way to Add Millions in Coverage (And Why Most People Are Dangerously Unprotected) Imagine this: You’re hosting a backyard barbecue. A guest slips on your wet patio, breaks their hip, and sues you for $750,000 in medical bills and lost wages. Your homeowner’s insurance covers only $300,000. That leaves **you** on…